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Health Insurance in Ohio
You should make your health a top priority no matter how young or old you are. The best way to be sure that you are in good health is to see your doctor in Ohio regularly. Healthcare today is costly; therefore, you should have health insurance. There are a few reasons why you need to have health insurance.
Doctor's Visits Are Expensive
As mentioned above, the cost of healthcare is astronomical. Some doctors charge as much as $300 to $600 for a visit. If you need tests, it can cause the cost of the visit to increase significantly. If you don't have health insurance, a doctor's visit may not even be affordable. If you have insurance, you would be responsible for just the copay.
Regular Visits Will Be a Priority
If you don't have health insurance, you are going to need to spend a lot of money on your annual visit. If you don't have the extra cash on hand, there is a good chance that you will skip the visit to save money. This can be harmful to your health. If you have health insurance, you will be able to make your appointments without putting a dent in your bank account.
Hospital Stays Are Expensive
If you are injured or become sick and need to be admitted to the hospital, you will leave with a massive bill if you don't have insurance. The average cost of one day in the hospital is around $4,000. If you stay in the hospital for three days, you would be billed at least $12,000. Because a hospital stay can lead you to bankruptcy, you should have health insurance.
It's the Law
Under the current law, you are required to have health insurance. If you don't have insurance, you will be penalized at the end of the year. If you don't have insurance, you will have to pay a penalty of $695. If you have children without insurance, you would have to pay an additional $347.50 per child. To avoid paying these fines, you should have health insurance for yourself and your children.
If you don't have health insurance, you should visit Tri C Insurance Group in Burbank, OH. We can help you find a health insurance plan that is affordable and will give you the coverage that you need. To get your policy started, stop by or give us a call today.