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Boat/Watercraft Insurance in Ohio
A boat can be a great investment. When you own a boat, you can spend the day out on the open water in the lakes of Ohio fishing for just relaxing with friends. A boat is a major purchase and requires a significant amount of money. Because boats can be so expensive, it is essential that you purchase boat insurance. There are a few reasons why you shouldn't take your boat out on the open water without having an insurance policy.
Your Boat Will Be Protected
Anyone who has been out on the open water knows that things can occur that are out of your control. Even if you are the most experienced boater, something can happen on the water that can cause damage to your boat. If you have boat insurance, it will cover any damage that occurs during a crash or another incident out on the water.
Your Passengers Will Be Protected
Many boat owners enjoy inviting friends and family members out for a day on the boat. If something happens while you are on the water such as strong waves or a crash, and someone is injured, you would be liable. If the passenger were to file a lawsuit, you would be responsible for covering their medical bills and other expenses associated with the accident. If you have boat insurance, it will cover these costs, which will keep you from having to drain your bank account.
Many boat insurance policies cover the costs to have your boat towed. If your boat breaks down on the open water, having it towed to shore isn't as simple as having your vehicle towed. Not only will towing a boat take much longer, but it will also be much more expensive. If you have boat insurance with towing coverage, it can save you hundreds, possibly thousands of dollars on the cost to tow your boat.
If you are thinking about buying a boat, Tri C Insurance Group in Burbank, OH can help. We will set you up with a policy that will offer the amount of protection that you need. To get your policy started, stop by our office or give us a call today.